The median home in Round Lake Beach, Illinois is valued at $239,352, up 4.9% year over year. Typical monthly rent is $1,775, producing a price-to-rent ratio of 11.2x — below the national average of 18x. Round Lake Beach is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$239,352

+4.9%

Rent$1,775/mo

AFFORDABILITY

Enter your income for Round Lake Beach.

Income (annual)

Down Payment

$47,870 on $239,352

Stretch — 28.9% of income

Above 28% but manageable with cuts.

PITI$1,805

P/I28.9%

Afford$232K

Gap-$7K

P&I $1,210Tax $445Ins $150

Renting $30/mo cheaper ($1,775 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Round Lake Beach with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

ROUND LAKE BEACH, IL