The median home in Round Lake Beach, Illinois is valued at $239,352, up 4.9% year over year. Typical monthly rent is $1,775, producing a price-to-rent ratio of 11.2x — below the national average of 18x. Round Lake Beach is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$239,352

+4.9%

Rent$1,775/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Round Lake Beach.

Income (annual)

Down Payment

$47,870 on $239,352

Example: $75,000 household income. Change it above to see your own.

Stretch28.9% of income

Above 28% but manageable with cuts.

PITI$1,805

P/I28.9%

Afford$232K

Gap-$7K

P&I $1,210Tax $445Ins $150

Renting $30/mo cheaper ($1,775 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Round Lake Beach with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Round Lake Beach, IL