Median home value: $448K (+5.0% YoY). Rent: $1,871/mo. Price-to-rent: 19.9x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$447,875
+5.0%
Rent$1,871/mo
AFFORDABILITYRenting $1,259/mo cheaper ($1,871 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Saint Charles.
$89,575 on $447,875
Out of reach — 50.1% of income
Need $134,143/yr to afford.
PITI$3,130
P/I50.1%
Afford$250K
Gap-$197K
P&I $2,148Tax $832Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing