Median home value: $272K (+6.1% YoY). Part of Champaign-Urbana, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.
Home Value$271,895
+6.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Saint Joseph.
$54,379 on $271,895
Stretch — 31.3% of income
Above 28% but manageable with cuts.
PITI$1,959
P/I31.3%
Afford$243K
Gap-$29K
P&I $1,304Tax $505Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing