The median home in Savoy, Illinois is valued at $339,527, up 5.1% year over year. Typical monthly rent is $1,643, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Savoy is part of the Champaign-Urbana, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$339,527

+5.1%

Rent$1,643/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Savoy.

Income (annual)

Down Payment

$67,905 on $339,527

Example: $75,000 household income. Change it above to see your own.

Out of reach40% of income

Need $107,057/yr to afford.

PITI$2,498

P/I40%

Afford$238K

Gap-$102K

P&I $1,717Tax $631Ins $150

Renting $855/mo cheaper ($1,643 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Savoy with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Champaign-Urbana, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Champaign-Urbana, IL metro.

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Savoy, IL