The median home in Schaumburg, Illinois is valued at $338,263, up 5.1% year over year. Typical monthly rent is $2,109, producing a price-to-rent ratio of 13.4x — below the national average of 18x. Schaumburg is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$338,263

+5.1%

Rent$2,109/mo

AFFORDABILITY

Enter your income for Schaumburg.

Income (annual)

Down Payment

$67,653 on $338,263

Out of reach — 39.8% of income

Need $106,671/yr to afford.

PITI$2,489

P/I39.8%

Afford$238K

Gap-$100K

P&I $1,710Tax $629Ins $150

Renting $380/mo cheaper ($2,109 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Schaumburg with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

SCHAUMBURG, IL