Median home value: $242K (+5.6% YoY). Part of Ottawa, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.
Home Value$242,414
+5.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Seneca.
$48,483 on $242,414
Stretch — 28.2% of income
Above 28% but manageable with cuts.
PITI$1,763
P/I28.2%
Afford$241K
Gap-$2K
P&I $1,163Tax $450Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing