The median home in Serena, Illinois is valued at $318,528, up 7.6% year over year. Serena is part of the Ottawa, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Ottawa, IL stress score, crash risk, and 12-month forecast →
Home Value$318,528
+7.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Serena.
$63,706 on $318,528
Out of reach — 37.6% of income
Need $100,843/yr to afford.
PITI$2,353
P/I37.6%
Afford$237K
Gap-$82K
P&I $1,611Tax $592Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full Ottawa, IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, IL metro.
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