The median home in Serena, Illinois is valued at $318,528, up 7.6% year over year. Serena is part of the Ottawa, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$318,528

+7.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Serena.

Income (annual)

Down Payment

$63,706 on $318,528

Example: $75,000 household income. Change it above to see your own.

Out of reach37.6% of income

Need $100,843/yr to afford.

PITI$2,353

P/I37.6%

Afford$237K

Gap-$82K

P&I $1,611Tax $592Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Serena with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Ottawa, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, IL metro.

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Serena, IL