Median home value: $299K (+4.2% YoY). Part of St. Louis, MO-IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$298,807
+4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Smithton.
$59,761 on $298,807
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,138
P/I34.2%
Afford$245K
Gap-$54K
P&I $1,433Tax $555Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing