The median home in South Beloit, Illinois is valued at $224,516, up 7.5% year over year. South Beloit is part of the Rockford, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$224,516

+7.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$44,903 on $224,516

Example: $75,000 household income. Change it above to see your own.

Affordable27.2% of income

Under the 28% guideline.

PITI$1,703

P/I27.2%

Afford$231K

Room+$6K

P&I $1,135Tax $417Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare South Beloit with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Rockford, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rockford, IL metro.

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South Beloit, IL