Median home value: $127K (+6.4% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$127,346
+6.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Sparta.
$25,469 on $127,346
Affordable — 16% of income
Under the 28% guideline.
PITI$997
P/I16%
Afford$224K
Room+$96K
P&I $611Tax $237Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing