City

SPAULDING, IL

Springfield, IL

Median home value: $255K (+17.2% YoY). Part of Springfield, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, IL metro page.

Home Value$254,502
+17.2%
AFFORDABILITY

Enter your income for Spaulding.

$50,900 on $254,502
Stretch — 29.5% of income

Above 28% but manageable with cuts.

PITI$1,844
P/I29.5%
Afford$242K
Gap-$13K
P&I $1,221Tax $473Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Spaulding Housing Market | CrashWatch