The median home in Spring Bay, Illinois is valued at $113,342, up 12.3% year over year. Spring Bay is part of the Peoria, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$113,342

+12.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$22,668 on $113,342

Example: $75,000 household income. Change it above to see your own.

Affordable14.9% of income

Under the 28% guideline.

PITI$934

P/I14.9%

Afford$212K

Room+$99K

P&I $573Tax $211Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Spring Bay with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Peoria, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Peoria, IL metro.

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Spring Bay, IL