Median home value: $140K (+5.1% YoY). Part of Ottawa, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.
Home Value$139,963
+5.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Spring Valley.
$27,993 on $139,963
Affordable — 17.3% of income
Under the 28% guideline.
PITI$1,081
P/I17.3%
Afford$227K
Room+$87K
P&I $671Tax $260Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing