The median home in Spring Valley, Illinois is valued at $139,963, up 5.1% year over year. Spring Valley is part of the Ottawa, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ottawa, IL stress score, crash risk, and 12-month forecast →

Home Value$139,963

+5.1%

AFFORDABILITY

Enter your income for Spring Valley.

Income (annual)

Down Payment

$27,993 on $139,963

Affordable — 17.9% of income

Under the 28% guideline.

PITI$1,118

P/I17.9%

Afford$219K

Room+$79K

P&I $708Tax $260Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Spring Valley with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Ottawa, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, IL metro.

View Ottawa, IL metro →

SPRING VALLEY, IL