The median home in Sterling, Illinois is valued at $136,308, up 4.5% year over year. Sterling is part of the Sterling, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$136,308

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Sterling.

Income (annual)

Down Payment

$27,262 on $136,308

Example: $75,000 household income. Change it above to see your own.

Affordable17.5% of income

Under the 28% guideline.

PITI$1,093

P/I17.5%

Afford$218K

Room+$82K

P&I $689Tax $253Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Sterling with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Sterling, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sterling, IL metro.

View Sterling, IL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.