The median home in Toledo, Illinois is valued at $161,545, up 3.2% year over year. Toledo is part of the Charleston-Mattoon, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$161,545

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Toledo.

Income (annual)

Down Payment

$32,309 on $161,545

Example: $75,000 household income. Change it above to see your own.

Affordable20.3% of income

Under the 28% guideline.

PITI$1,267

P/I20.3%

Afford$223K

Room+$62K

P&I $817Tax $300Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Toledo with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Charleston-Mattoon, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-Mattoon, IL metro.

View Charleston-Mattoon, IL metro

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Toledo, IL