City

URBANA, IL

Champaign-Urbana, IL

Median home value: $195K (+6.0% YoY). Rent: $1,223/mo. Price-to-rent: 13.3x. Part of Champaign-Urbana, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.

Home Value$195,039
+6.0%
Rent$1,223/mo
AFFORDABILITY

Enter your income for Urbana.

$39,008 on $195,039
Affordable — 23.2% of income

Under the 28% guideline.

PITI$1,448
P/I23.2%
Afford$236K
Room+$41K
P&I $935Tax $362Ins $150
Renting $225/mo cheaper ($1,223 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Urbana Housing Market | CrashWatch