The median home in Vernon, Illinois is valued at $164,071, up 1.6% year over year. Vernon is part of the Centralia, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$164,071

+1.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$32,814 on $164,071

Example: $75,000 household income. Change it above to see your own.

Affordable20.6% of income

Under the 28% guideline.

PITI$1,285

P/I20.6%

Afford$223K

Room+$59K

P&I $830Tax $305Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Vernon with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Centralia, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Centralia, IL metro.

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Vernon, IL