Median home value: $318K (+7.3% YoY). Rent: $1,350/mo. Price-to-rent: 19.6x. Part of St. Louis, MO-IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$318,226
+7.3%
Rent$1,350/mo
AFFORDABILITYRenting $918/mo cheaper ($1,350 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Waterloo.
$63,645 on $318,226
Out of reach — 36.3% of income
Need $97,200/yr to afford.
PITI$2,268
P/I36.3%
Afford$246K
Gap-$73K
P&I $1,526Tax $591Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing