Median home value: $156K (+4.0% YoY). Part of Effingham, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Effingham, IL metro page.
Home Value$155,753
+4.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
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$31,151 on $155,753
Affordable — 19% of income
Under the 28% guideline.
PITI$1,186
P/I19%
Afford$230K
Room+$74K
P&I $747Tax $289Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing