The median home in Wheaton, Illinois is valued at $480,834, up 5.9% year over year. Typical monthly rent is $2,525, producing a price-to-rent ratio of 15.9x — near the national average of 18x. Wheaton is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$480,834

+5.9%

Rent$2,525/mo

AFFORDABILITY

Enter your income for Wheaton.

Income (annual)

Down Payment

$96,167 on $480,834

Out of reach — 55.6% of income

Need $148,929/yr to afford.

PITI$3,475

P/I55.6%

Afford$242K

Gap-$239K

P&I $2,431Tax $894Ins $150

Renting $950/mo cheaper ($2,525 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Wheaton with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

WHEATON, IL