The median home in Wilmette, Illinois is valued at $907,509, up 9.8% year over year. Typical monthly rent is $4,213, producing a price-to-rent ratio of 18x — near the national average of 18x. Wilmette is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$907,509

+9.8%

Rent$4,213/mo

AFFORDABILITY

Enter your income for Wilmette.

Income (annual)

Down Payment

$181,502 on $907,509

Out of reach — 102.8% of income

Need $275,357/yr to afford.

PITI$6,425

P/I102.8%

Afford$247K

Gap-$660K

P&I $4,589Tax $1,686Ins $150

Renting $2,212/mo cheaper ($4,213 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Wilmette with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

WILMETTE, IL