The median home in Wilmington, Illinois is valued at $262,043, up 6.5% year over year. Wilmington is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →
Home Value$262,043
+6.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Wilmington.
$52,409 on $262,043
Stretch — 31.4% of income
Above 28% but manageable with cuts.
PITI$1,962
P/I31.4%
Afford$234K
Gap-$28K
P&I $1,325Tax $487Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full Chicago-Naperville-Elgin, IL-IN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.
View Chicago-Naperville-Elgin, IL-IN-WI metro →