Median home value: $262K (+6.5% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$262,043
+6.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Wilmington.
$52,409 on $262,043
Stretch — 30.3% of income
Above 28% but manageable with cuts.
PITI$1,894
P/I30.3%
Afford$242K
Gap-$20K
P&I $1,257Tax $487Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing