Median home value: $287K (+13.9% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$287,140
+13.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Winthrop Harbor.
$57,428 on $287,140
Stretch — 33% of income
Above 28% but manageable with cuts.
PITI$2,061
P/I33%
Afford$244K
Gap-$43K
P&I $1,377Tax $534Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing