The median home in Winthrop Harbor, Illinois is valued at $287,140, up 13.9% year over year. Winthrop Harbor is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →
Home Value$287,140
+13.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Winthrop Harbor.
$57,428 on $287,140
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,136
P/I34.2%
Afford$235K
Gap-$52K
P&I $1,452Tax $534Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full Chicago-Naperville-Elgin, IL-IN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.
View Chicago-Naperville-Elgin, IL-IN-WI metro →