The median home in Wood River, Illinois is valued at $123,455, up 2.3% year over year. Typical monthly rent is $1,017, producing a price-to-rent ratio of 10.1x — below the national average of 18x. Wood River is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$123,455

+2.3%

Rent$1,017/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$24,691 on $123,455

Example: $75,000 household income. Change it above to see your own.

Affordable16.1% of income

Under the 28% guideline.

PITI$1,004

P/I16.1%

Afford$215K

Room+$92K

P&I $624Tax $229Ins $150

Buying $13/mo cheaper ($1,017 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Wood River with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Wood River, IL