The median home in Wood River, Illinois is valued at $123,455, up 2.3% year over year. Typical monthly rent is $1,017, producing a price-to-rent ratio of 10.1x — below the national average of 18x. Wood River is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$123,455
+2.3%
Rent$1,017/mo
AFFORDABILITYBuying $13/mo cheaper ($1,017 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Wood River.
$24,691 on $123,455
Affordable — 16.1% of income
Under the 28% guideline.
PITI$1,004
P/I16.1%
Afford$215K
Room+$92K
P&I $624Tax $229Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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