The median home in Woodstock, Illinois is valued at $318,737, up 4.3% year over year. Typical monthly rent is $1,693, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Woodstock is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$318,737

+4.3%

Rent$1,693/mo

AFFORDABILITY

Enter your income for Woodstock.

Income (annual)

Down Payment

$63,747 on $318,737

Out of reach — 37.7% of income

Need $100,886/yr to afford.

PITI$2,354

P/I37.7%

Afford$237K

Gap-$82K

P&I $1,612Tax $592Ins $150

Renting $661/mo cheaper ($1,693 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Woodstock with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

WOODSTOCK, IL