The median home in Woodstock, Illinois is valued at $318,737, up 4.3% year over year. Typical monthly rent is $1,693, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Woodstock is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$318,737

+4.3%

Rent$1,693/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$63,747 on $318,737

Example: $75,000 household income. Change it above to see your own.

Out of reach37.7% of income

Need $100,886/yr to afford.

PITI$2,354

P/I37.7%

Afford$237K

Gap-$82K

P&I $1,612Tax $592Ins $150

Renting $661/mo cheaper ($1,693 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Woodstock with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Woodstock, IL