The median home in Zion, Illinois is valued at $233,389, up 6.5% year over year. Typical monthly rent is $1,353, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Zion is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$233,389

+6.5%

Rent$1,353/mo

AFFORDABILITY

Enter your income for Zion.

Income (annual)

Down Payment

$46,678 on $233,389

Stretch — 28.2% of income

Above 28% but manageable with cuts.

PITI$1,764

P/I28.2%

Afford$232K

Gap-$2K

P&I $1,180Tax $434Ins $150

Renting $411/mo cheaper ($1,353 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Zion with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

ZION, IL