The median home in Albany, Indiana is valued at $183,528, up 5.1% year over year. Albany is part of the Muncie, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$183,528

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Albany.

Income (annual)

Down Payment

$36,706 on $183,528

Example: $75,000 household income. Change it above to see your own.

Affordable19.1% of income

Under the 28% guideline.

PITI$1,191

P/I19.1%

Afford$270K

Room+$86K

P&I $928Tax $130Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Albany with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Muncie, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Muncie, IN metro.

View Muncie, IN metro

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Albany, IN