The median home in Bloomington, Indiana is valued at $303,916, up 2.0% year over year. Typical monthly rent is $1,558, producing a price-to-rent ratio of 16.3x — near the national average of 18x. Bloomington is part of the Bloomington, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$303,916

+2.0%

Rent$1,558/mo

AFFORDABILITY

Enter your income for Bloomington.

Income (annual)

Down Payment

$60,783 on $303,916

Stretch — 30.2% of income

Above 28% but manageable with cuts.

PITI$1,885

P/I30.2%

Afford$282K

Gap-$22K

P&I $1,537Tax $215Ins $133

Renting $327/mo cheaper ($1,558 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Bloomington with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Bloomington, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bloomington, IN metro.

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BLOOMINGTON, IN