The median home in Cambridge City, Indiana is valued at $175,065, up 5.1% year over year. Cambridge City is part of the Richmond, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$175,065

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Cambridge City.

Income (annual)

Down Payment

$35,013 on $175,065

Example: $75,000 household income. Change it above to see your own.

Affordable18.3% of income

Under the 28% guideline.

PITI$1,143

P/I18.3%

Afford$268K

Room+$93K

P&I $885Tax $124Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Cambridge City with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Richmond, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, IN metro.

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Cambridge City, IN