Median home value: $321K (+1.7% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$321,359
+1.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Cedar Lake.
$64,272 on $321,359
Stretch — 30.4% of income
Above 28% but manageable with cuts.
PITI$1,902
P/I30.4%
Afford$296K
Gap-$26K
P&I $1,541Tax $228Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing