Median home value: $296K (+2.4% YoY). Rent: $1,318/mo. Price-to-rent: 18.7x. Part of Louisville/Jefferson County, KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Louisville/Jefferson County, KY-IN metro page.
Home Value$295,914
+2.4%
Rent$1,318/mo
AFFORDABILITYRenting $444/mo cheaper ($1,318 rent)6.00% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Charlestown.
$59,183 on $295,914
Stretch — 28.2% of income
Above 28% but manageable with cuts.
PITI$1,762
P/I28.2%
Afford$294K
Gap-$2K
P&I $1,419Tax $210Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing