The median home in Clay City, Indiana is valued at $163,456, down 1.3% year over year. Clay City is part of the Terre Haute, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Terre Haute, IN stress score, crash risk, and 12-month forecast →

Home Value$163,456

-1.3%

AFFORDABILITY

Enter your income for Clay City.

Income (annual)

Down Payment

$32,691 on $163,456

Affordable — 17.2% of income

Under the 28% guideline.

PITI$1,076

P/I17.2%

Afford$266K

Room+$102K

P&I $827Tax $116Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Clay City with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Terre Haute, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Terre Haute, IN metro.

View Terre Haute, IN metro →

CLAY CITY, IN