The median home in Clayton, Indiana is valued at $322,803, up 0.6% year over year. Clayton is part of the Indianapolis-Carmel-Anderson, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$322,803

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Clayton.

Income (annual)

Down Payment

$64,561 on $322,803

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,994

P/I31.9%

Afford$283K

Gap-$40K

P&I $1,632Tax $229Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Clayton with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Indianapolis-Carmel-Anderson, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Indianapolis-Carmel-Anderson, IN metro.

View Indianapolis-Carmel-Anderson, IN metro

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Clayton, IN