The median home in East Chicago, Indiana is valued at $125,446, down 4.0% year over year. Typical monthly rent is $1,044, producing a price-to-rent ratio of 10x — below the national average of 18x. East Chicago is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$125,446

-4.0%

Rent$1,044/mo

Prices falling — better for buyers.

Affordability

Enter your income for East Chicago.

Income (annual)

Down Payment

$25,089 on $125,446

Example: $75,000 household income. Change it above to see your own.

Affordable13.7% of income

Under the 28% guideline.

PITI$857

P/I13.7%

Afford$256K

Room+$131K

P&I $634Tax $89Ins $133

Buying $187/mo cheaper ($1,044 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare East Chicago with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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East Chicago, IN