Median home value: $322K (+6.3% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$322,424
+6.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Fair Oaks.
$64,485 on $322,424
Stretch — 30.5% of income
Above 28% but manageable with cuts.
PITI$1,908
P/I30.5%
Afford$296K
Gap-$27K
P&I $1,546Tax $228Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing