The median home in Fair Oaks, Indiana is valued at $322,424, up 6.3% year over year. Fair Oaks is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$322,424

+6.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Fair Oaks.

Income (annual)

Down Payment

$64,485 on $322,424

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,992

P/I31.9%

Afford$283K

Gap-$39K

P&I $1,630Tax $228Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Fair Oaks with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Fair Oaks, IN