The median home in Goshen, Indiana is valued at $266,881, up 4.7% year over year. Typical monthly rent is $1,077, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Goshen is part of the Elkhart-Goshen, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$266,881

+4.7%

Rent$1,077/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Goshen.

Income (annual)

Down Payment

$53,376 on $266,881

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,672

P/I26.8%

Afford$279K

Room+$12K

P&I $1,349Tax $189Ins $133

Renting $595/mo cheaper ($1,077 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Goshen with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Elkhart-Goshen, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elkhart-Goshen, IN metro.

View Elkhart-Goshen, IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.