The median home in Hagerstown, Indiana is valued at $198,713, up 7.6% year over year. Hagerstown is part of the Richmond, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$198,713

+7.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Hagerstown.

Income (annual)

Down Payment

$39,743 on $198,713

Example: $75,000 household income. Change it above to see your own.

Affordable20.5% of income

Under the 28% guideline.

PITI$1,279

P/I20.5%

Afford$272K

Room+$73K

P&I $1,005Tax $141Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Hagerstown with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Richmond, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, IN metro.

View Richmond, IN metro

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Hagerstown, IN