The median home in Lafayette, Indiana is valued at $255,430, up 2.6% year over year. Typical monthly rent is $1,205, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Lafayette is part of the Lafayette-West Lafayette, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Lafayette-West Lafayette, IN stress score, crash risk, and 12-month forecast →

Home Value$255,430

+2.6%

Rent$1,205/mo

AFFORDABILITY

Enter your income for Lafayette.

Income (annual)

Down Payment

$51,086 on $255,430

Affordable — 25.7% of income

Under the 28% guideline.

PITI$1,606

P/I25.7%

Afford$278K

Room+$23K

P&I $1,292Tax $181Ins $133

Renting $401/mo cheaper ($1,205 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Lafayette with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Lafayette-West Lafayette, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lafayette-West Lafayette, IN metro.

View Lafayette-West Lafayette, IN metro →

LAFAYETTE, IN