The median home in Michigan City, Indiana is valued at $178,959, up 3.1% year over year. Typical monthly rent is $1,138, producing a price-to-rent ratio of 13.1x — below the national average of 18x. Michigan City is part of the Michigan City-La Porte, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$178,959

+3.1%

Rent$1,138/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$35,792 on $178,959

Example: $75,000 household income. Change it above to see your own.

Affordable18.6% of income

Under the 28% guideline.

PITI$1,165

P/I18.6%

Afford$269K

Room+$90K

P&I $905Tax $127Ins $133

Renting $27/mo cheaper ($1,138 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Michigan City with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Michigan City-La Porte, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Michigan City-La Porte, IN metro.

View Michigan City-La Porte, IN metro

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Michigan City, IN