The median home in Middlebury, Indiana is valued at $361,687, up 7.0% year over year. Middlebury is part of the Elkhart-Goshen, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$361,687

+7.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Middlebury.

Income (annual)

Down Payment

$72,337 on $361,687

Example: $75,000 household income. Change it above to see your own.

Stretch35.5% of income

Above 28% but manageable with cuts.

PITI$2,218

P/I35.5%

Afford$285K

Gap-$76K

P&I $1,829Tax $256Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Middlebury with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Elkhart-Goshen, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elkhart-Goshen, IN metro.

View Elkhart-Goshen, IN metro

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Middlebury, IN