The median home in Modoc, Indiana is valued at $204,161, up 9.3% year over year. Modoc is part of the Richmond, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$204,161

+9.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Modoc.

Income (annual)

Down Payment

$40,832 on $204,161

Example: $75,000 household income. Change it above to see your own.

Affordable21% of income

Under the 28% guideline.

PITI$1,310

P/I21%

Afford$273K

Room+$69K

P&I $1,032Tax $145Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Modoc with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Richmond, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, IN metro.

View Richmond, IN metro

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Modoc, IN