The median home in Monticello, Indiana is valued at $226,163, up 5.6% year over year. Monticello is part of the Lafayette-West Lafayette, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$226,163

+5.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$45,233 on $226,163

Example: $75,000 household income. Change it above to see your own.

Affordable23% of income

Under the 28% guideline.

PITI$1,437

P/I23%

Afford$275K

Room+$49K

P&I $1,144Tax $160Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Monticello with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Lafayette-West Lafayette, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lafayette-West Lafayette, IN metro.

View Lafayette-West Lafayette, IN metro

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Monticello, IN