The median home in Muncie, Indiana is valued at $144,744, up 2.5% year over year. Typical monthly rent is $1,039, producing a price-to-rent ratio of 11.6x — below the national average of 18x. Muncie is part of the Muncie, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$144,744

+2.5%

Rent$1,039/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Muncie.

Income (annual)

Down Payment

$28,949 on $144,744

Example: $75,000 household income. Change it above to see your own.

Affordable15.5% of income

Under the 28% guideline.

PITI$968

P/I15.5%

Afford$262K

Room+$117K

P&I $732Tax $103Ins $133

Buying $71/mo cheaper ($1,039 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Muncie with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Muncie, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Muncie, IN metro.

View Muncie, IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.