The median home in New Castle, Indiana is valued at $158,767, up 2.3% year over year. Typical monthly rent is $857, producing a price-to-rent ratio of 15.4x — near the national average of 18x. New Castle is part of the New Castle, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$158,767

+2.3%

Rent$857/mo

Prices rising — worse for buyers.

Affordability

Enter your income for New Castle.

Income (annual)

Down Payment

$31,753 on $158,767

Example: $75,000 household income. Change it above to see your own.

Affordable16.8% of income

Under the 28% guideline.

PITI$1,049

P/I16.8%

Afford$265K

Room+$106K

P&I $803Tax $112Ins $133

Renting $192/mo cheaper ($857 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare New Castle with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full New Castle, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Castle, IN metro.

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