The median home in Osceola, Indiana is valued at $273,625, up 3.3% year over year. Osceola is part of the South Bend-Mishawaka, IN-MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$273,625

+3.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$54,725 on $273,625

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,711

P/I27.4%

Afford$280K

Room+$6K

P&I $1,384Tax $194Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Osceola with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full South Bend-Mishawaka, IN-MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the South Bend-Mishawaka, IN-MI metro.

View South Bend-Mishawaka, IN-MI metro

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Osceola, IN