The median home in Pendleton, Indiana is valued at $325,756, up 2.8% year over year. Typical monthly rent is $1,985, producing a price-to-rent ratio of 13.7x — below the national average of 18x. Pendleton is part of the Indianapolis-Carmel-Anderson, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$325,756

+2.8%

Rent$1,985/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Pendleton.

Income (annual)

Down Payment

$65,151 on $325,756

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,011

P/I32.2%

Afford$283K

Gap-$42K

P&I $1,647Tax $231Ins $133

Renting $26/mo cheaper ($1,985 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Pendleton with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Indianapolis-Carmel-Anderson, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Indianapolis-Carmel-Anderson, IN metro.

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Pendleton, IN