The median home in Poneto, Indiana is valued at $220,220, up 4.9% year over year. Poneto is part of the Bluffton, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$220,220

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Poneto.

Income (annual)

Down Payment

$44,044 on $220,220

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,403

P/I22.4%

Afford$275K

Room+$54K

P&I $1,114Tax $156Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Poneto with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Bluffton, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bluffton, IN metro.

View Bluffton, IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Poneto, IN