The median home in Portage, Indiana is valued at $256,972, down 0.3% year over year. Typical monthly rent is $1,437, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Portage is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$256,972

-0.3%

Rent$1,437/mo

Prices falling — better for buyers.

Affordability

Enter your income for Portage.

Income (annual)

Down Payment

$51,394 on $256,972

Example: $75,000 household income. Change it above to see your own.

Affordable25.8% of income

Under the 28% guideline.

PITI$1,615

P/I25.8%

Afford$278K

Room+$21K

P&I $1,299Tax $182Ins $133

Renting $178/mo cheaper ($1,437 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Portage with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Portage, IN