The median home in South Bend, Indiana is valued at $182,894, up 4.1% year over year. Typical monthly rent is $1,330, producing a price-to-rent ratio of 11.5x — below the national average of 18x. South Bend is part of the South Bend-Mishawaka, IN-MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: South Bend-Mishawaka, IN-MI stress score, crash risk, and 12-month forecast →

Home Value$182,894

+4.1%

Rent$1,330/mo

AFFORDABILITY

Enter your income for South Bend.

Income (annual)

Down Payment

$36,579 on $182,894

Affordable — 19% of income

Under the 28% guideline.

PITI$1,188

P/I19%

Afford$269K

Room+$87K

P&I $925Tax $130Ins $133

Buying $142/mo cheaper ($1,330 rent)6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare South Bend with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full South Bend-Mishawaka, IN-MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the South Bend-Mishawaka, IN-MI metro.

View South Bend-Mishawaka, IN-MI metro →

SOUTH BEND, IN