The median home in Utica, Indiana is valued at $225,555, up 2.2% year over year. Utica is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$225,555

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Utica.

Income (annual)

Down Payment

$45,111 on $225,555

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,434

P/I22.9%

Afford$275K

Room+$50K

P&I $1,141Tax $160Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Utica with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Louisville/Jefferson County, KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.

View Louisville/Jefferson County, KY-IN metro

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Utica, IN