Median home value: $226K (+2.2% YoY). Part of Louisville/Jefferson County, KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Louisville/Jefferson County, KY-IN metro page.
Home Value$225,555
+2.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Utica.
$45,111 on $225,555
Affordable — 22% of income
Under the 28% guideline.
PITI$1,375
P/I22%
Afford$287K
Room+$62K
P&I $1,082Tax $160Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing