The median home in Utica, Indiana is valued at $225,555, up 2.2% year over year. Utica is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Louisville/Jefferson County, KY-IN stress score, crash risk, and 12-month forecast →
Home Value$225,555
+2.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Utica.
$45,111 on $225,555
Affordable — 22.9% of income
Under the 28% guideline.
PITI$1,434
P/I22.9%
Afford$275K
Room+$50K
P&I $1,141Tax $160Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Louisville/Jefferson County, KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.
View Louisville/Jefferson County, KY-IN metro →